Simplicity in Lending

Open to All of Colorado

ACU believes in the tenet of keeping things simple. Our credit cards exemplify this. The rate is among the nation's lowest, going as low as 4.9%APR and our most common locked at 9.9%APR. You also won't see the fees that other places have or worry about confusing fine print in your agreement.  

  • No Balance Transfer Fees
  • No International Conversion Fees
  • No Over-Limit Fees

ACU's Platinum credit card is meant to be simple and take a bit of financial complication out of your lives. We maintain one of the nation's lowest rates and have no hidden fees. It's as straight forward as they get. Close

  • 4.9% Non-Variable Rate
  • No Annual, Cash-Advance, Balance Transfer or Conversion Fees
  • Builds Credit Through Use

Easily one of the most underrated products, a secured credit card carries all of the benefits of a standard credit card. Basically, we secure the limit against a savings account here at the credit union (usually $300-$1000) and issue you a card. This card builds credit for students and those needing to repair their credit from past problems. There's almost nothing to worry about as far as fees go and you don't pay interest if you pay the balance off in full each month.Close

  • 4.9% Non-Variable Rate
  • No Annual, Cash-Advance, Balance Transfer or Conversion Fees
  • Builds Credit Through Use

Similar to the credit builder credit card, the student Platinum is meant for families to help build credit and understanding for young adults in a more controlled system. A family member can either co-sign on a small limit which will give a student experience and, perhaps more importantly, better credit for when it becomes important. Alternatively, we can secure the credit card limit with a savings account here at ACU. Close

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We all want to live our own way.  It's important that we do it the right way.   Arapahoe CU looks to help.

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