Simplicity in Lending

Open to All of Colorado

We may not always have the lowest rate, but we will always be exceptionally close. More importantly, we are far more flexible than other places with terms, payments and few restrictions.  

  • Low Rates
  • 10, 15, 20 and 30 Year Terms
  • VA, FHA, First and Refinance
  • Cash Out or Consolidate
  • Free Consulting and Rate/ Cost Comparisons
  • Please note that Colorado Home Mortgages is our partner for first mortgage origination. They own and operate their own site independently of ACU.

ACU first mortgages are fully guided by Colorado Home Mortgages, Colorado's highest-rated originator. The folks over there will take care of everything possible to secure your loan with minimal hassle. Please note that starting here will direct you to Colorado Home Mortgages' site.

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  • Low Rates
  • Long Available Draw Period
  • Most Payment Flexibility!
  • Low and Reduced Closing Costs

ACU's Mountain Harbor Home Equity Line-of-Credit is Colorado's most fluid option for large-scale borrowing. The draw period lasts a full ten years with another fifteen to pay. This lets you flex your payment lower. There is no pre-payment penalty, so there isn't a problem paying it quicker either!Close

  • Low Rates
  • Fixed Payment
  • Set Rate
  • Low to No Closing Costs

As opposed to the Mountain Harbor Line-of-Credit, the Mountain Terrace Fixed Second Mortgage is a rigid form of borrowing. Instead of borrowing as you go, you take one lump sum and pay in fixed payments. There is no variance and you always know what to expect. Not as flexible as the Mountain Harbor Line-of-Credit, the Mountain Terrace Fixed second offers tranquility and peace-of-mind. Close

Forms, Important Information and More

Please note that the below links are to 3rd party sites. While trusted, they are owned and operated by their respective owners.

First Mortgage Application

Contact Us

HELOC/ Fixed Second Application

Live Your Lifestyle

We all want to live our own way.  It's important that we do it the right way.   Arapahoe CU looks to help.

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